Financing Facilities

Based on Islamic Shariah and Financial Institution Act. 1993 HFCL is offering a range of Investment services which are:

Products and Financing Modes

  • Vehicle (Personal,Commercial & Industrial) Financing under Ijarah-Wa-Iqtina(IWI)
  • Hire Purchase under Shirkatul melk¬†
  • Capital Machinery Financing underIjarah-Wa-Iqtina(IWI)
  • Working Capital & Trade Financing under Bai-Muajjal(BIAM)
  • As-Safari Hajj Financing under Bai-Murabaha(BM)
Scope of Financing

  • Personal Vehicle :

Sedan Cars, Support and Utility Vehicles (SUVs), Microbus, etc.

  • Commercial Vehicle:

Buses, Trucks etc.

  • Industrial and Heavy Duty-Vehicle

Lorries, Dump Trucks, Bulldozers, Tractors, Pay Loaders and all kind of construction vehicles,etc.

  • Vessels :

Inland Water Transport Vessels.

  • Industrial and Commercial Equipment and Machineries:

Light and Heavy-Duty Generators, Garment and Textile Machineries and Equipments, Medical Equipments,Washing Machineries, Solar Panels, Agriculture,Machineries and Equipment,Construction Machineries and Equipment,etc.

  • Properties and Homes:

Residential Homes, Apartments, Condominiums, Flats, Office Buildings,Commercial Buildings, Wholesale and Retail Outlets, Factory Buildings, Renovations, purchase of construction materials, etc.

  • Consumer Durables :

Household Durables such as Refrigerators, TV, Furniture, Air-condition Setsetc.

Hajj Financing Air Ticketing and Accommodation Financing etc.

For more detailed information such as eligibility and applicable terms and conditions, please feel to communicate with us